Download Kala Crédito Apk
KalaCrédito is a mobile digital platform that offers users a user-friendly platform for easy access to short-term loans.
- Credit amount: from $500 to $30,000 pesos;
- Daily Interest Rate: from 0.01% to 0.05% + Value Added Tax (VAT)
Annual Interest Rate (TIA): The minimum annual interest rate is 12%. The maximum interest rate is 36%, depending on your credit history and risk analysis.
- Commission: from $100 to $360;
- Terms: from 91 to 180 days;
- You should be over 20 years of age
- CAT: 136.9% - 278.2%;
Calculation of Interest, for example:
- Amount of your loan: $5,000
- Loan term: 180 days
- Annual interest rate (TIA): 18.25%
- Daily interest rate: 0.05%
- VAT: 16%;
- CAT: 190.3%
- Total interest: $5,000 * 18.25% (TIA) / 365 * 180 = $450
- Commission + VAT: $220 + $107.2 = $327.2
- Total Amount to Pay: $5000 + $450 + $327.2 = $5777.2
Which are the requirements?
- Mexican citizens over 18 years of age.
- Possession of Mexican bank accounts.
How to apply for a loan?
- 1. Provide basic information through the application.
- Verify your identity through the system.
- When the entire application is approved, the loan funds will be deposited directly into your bank account.
- Remember the payment date and remember to pay on time so you can increase the amount of the next loan and extend the term.
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